Today’s mortgage rates – a base rate exceeds the 3% limit | March 19, 2021

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to provide you with the tools and confidence you need to improve your finances. Although we promote products from our partner creditors, all opinions are ours.

Check mortgage rates for March 19, 2021, which have been on the rise since yesterday. (iStock)

Based on data compiled by Credible Operations, Inc., NMLS Number 1681276, mortgage rates have increased since yesterday for 30- and 20-year fixed home loans.

  • 30-year fixed mortgage rates: 3.125%, up to 3.000%, + 0.125
  • 20-year fixed mortgage rates: 2.875%, above 2.750%, + 0.125
  • 15-year fixed mortgage rates: 2.375%, unchanged
  • Fixed 10-year mortgage rates: 2.250%, unchanged

Rates last updated on March 19, 2020. These rates are based on the assumptions shown here. Actual rates may vary.

To find the best mortgage rate, start using Credible, which can show you current mortgage and refinancing rates:

Look for rates from multiple lenders so you can make an informed decision about your home loan.

Looking at today’s mortgage refinancing rates

Today’s mortgage refinancing rates have increased dramatically since yesterday, with the exception of 30-year fixed refinancing rates. Current mortgage refinancing rates average 2.844% among the loan terms indicated below – the highest average observed for the entire month. If you are thinking of refinancing an existing home, check out what the refinancing rates are like:

  • 30-year fixed refinancing rates: 3.250%, unchanged
  • 20-year fixed refinancing rates: 3.000%, above 2.875%, + 0.125
  • 15-year fixed refinancing rates: 2.625%, above 2.500%, + 0.125
  • 10-year fixed refinancing rates: 2500%, above 2.375%, + 0.125

Rates last updated on March 19, 2020. These rates are based on the assumptions shown here. Actual rates may vary.

A website like Credible can be of great help when you are ready to compare loans to refinance mortgages. Credible allows you to see pre-qualified rates for conventional mortgages from multiple lenders in minutes. Visit Credible today to get started.

Current mortgage rates

After dropping to 3% yesterday, 30-year fixed mortgage rates returned to 3.125%, where they hovered from Monday to Wednesday this week. Mortgage interest rates for 20, 15 and 10-year loans remain below the 3% mark.

Current 30-year mortgage rates

The current interest rate for a 30-year fixed rate mortgage is 3.125%. This is from yesterday.

Current 20-year mortgage rates

The current interest rate for a 20-year fixed-rate mortgage is 2.875%. This is from yesterday.

Current 15-year mortgage rates

The current interest rate for a 15-year fixed rate mortgage is 2.375%. This is the same as yesterday.

Current 10-year mortgage rates

The current interest rate for a 10-year fixed rate mortgage is 2.250%. This is the same as yesterday.

You can explore your mortgage options in minutes by visiting Credible to compare the current rates from several lenders who offer mortgage refinancing as well as home loans. Check out Credible and be pre-qualified today, and take a look at today’s refinancing rates via the link below.

Rates last updated on March 19, 2020. These rates are based on the assumptions shown here. Actual rates may vary.

How mortgage rates have changed

Today, mortgage rates are up compared to last week.

  • 30-year fixed mortgage rates: 3.125%, up from 2.875% last week, +0.250
  • 20-year fixed mortgage rates: 2.875%, up from 2.625% last week, +0.250
  • 15-year fixed mortgage rates: 2.375%, up from 2.125% last week, +0.250
  • Fixed 10-year mortgage rates: 2.250%, up from 1.875% last week, +0.375

Rates last updated on March 19, 2020. These rates are based on the assumptions shown here. Actual rates may vary.

If you are trying to find the right rate for your home mortgage or want to refinance an existing home, consider using Credible. You can use Credible’s free online tool to easily compare multiple creditors and see prequalified rates in just minutes.

How To Get Low Mortgage Rates

Current mortgage and refinancing rates are affected by many economic factors, such as unemployment numbers and inflation. But your personal financial history will also determine the rates you offer.

If you want to get the lowest monthly mortgage payment possible, following the steps below can help you secure a lower rate on your home loan:

It is also a good idea to compare the rates of different lenders to find the best rate for your financial goals. According to Freddie Mac research, borrowers can save an average of $ 1,500 over the life of the loan by buying just one additional rate quote – and an average of $ 3,000 when comparing five rate quotes.

Credible can help you compare the current rates of several mortgage lenders at once in just minutes. Are you looking to refinance an existing home? Use Credible’s online tools to compare rates and be pre-qualified today.

Mortgage interest rates by type of loan

Whether you are the first home buyer buying a 30 or 15 year mortgage, or looking to refinance an existing home, Credible can help you find the right mortgage for your financial goals.

Before filling out your mortgage application, check these loan rates, which you can compare by annual percentage rate (APR), as well as interest rate:

Mortgage refinancing:

House purchase:

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