SSI, SSDI and third stimulus checks: eligibility, when and how your payment will arrive

The IRS is continuing to send out the first wave of $ 1,400 stimulus checks for eligible individuals and families with direct deposit on file with the agency – see how to see where your payment is. But if you are a beneficiary of Supplemental Security Income or Social Security Invality Insurance benefits, you may not receive your check during the first slot. We will help answer your questions about when to expect your third stimulus check and more.

New rules that can change the amount of money you receive that comes with new stimulus checks, from dependent eligibility requirements and other broader qualification changes. These modifications can help you get a bigger check this time, especially if the last minute changes in stimulus formula affected you. Furthermore, this is how the $ 1,400 stimulus check compared to previous $ 600 and $ 1,200 payments.

Other details, however, are more complex – for example, if you stopped or started receiving SSI or SSDI in 2019 or 2020, your situation may it gets complicated now that it’s tax time. We will explain how claim all the money that is missing from the first two stimulus checks — even if you don’t usually declare taxes – and can help answer how your third payment might arrive. This story was recently updated.

When will I receive my third stimulus payment if I am on the SSI or SSDI program?

On Friday, the IRS said a payment date for those receiving social security and other federal benefits “will be announced soon.” The Social Security question and answer page for the payment of the third stimulus says it will soon add useful questions and answers to the page.

Here’s what we know about the overall schedule for when the IRS could start sending the third stimulus check:

SSI and SSDI: third stimulus payment eligibility requirements

In the newly approved American Rescue Plan, people who receive SSI and SSDI go again automatically qualify to receive a third stimulus check, for $ 1,400, as they did in the first and second round of payments.

For the first two rounds, these individuals were eligible, as long as they had a Social Security number and were not claimed as a dependent on someone else’s income tax return, and as long as the family income does not exceed the defined limit ($ 75,000 single, $ 112,500 head of household, $ 150,000 married).

The new account that authorized the third check expands eligibility for stimulus payments for dependents of all ages, Including young adults 17 to 24 years old and older adult dependents. It also increases the amount reserved for dependents for $ 1,400 each. Another change: this time, checks will be more “targeted” than in the first two rounds, which means that single contributors who earn $ 75,000 or less per year will be eligible for the full amount, while those who earn more than $ 80,000 per year will receive no money. That means some families could get more money, While others could get less or nothing.

Those who receive Railroad Retirement and Veterans Affairs benefits also automatically qualify for a payment, as they did in the first and second rounds, the IRS said.

How will my third stimulus payment be delivered to me?

The IRS said it is adjusting the way it will make payments to those who receive some federal benefits with the third check.

Most SSI and SSDI beneficiaries did not receive their first payments through their Direct Express card, although this is generally what the government uses to distribute federal benefits. Instead, payment arrived via a non-Direct Express bank account or as a paper check, if you do not have your bank account information on file with the IRS.

For the second round of payments, the IRS said that recipients of SSI and SSDI should have received the stimulus check money in the same way that they received the first stimulus checks. People who received the first round of payments via Direct Express should have received the second payment in the same way, according to the IRS.

However, with the third check, the IRS said Social Security and other federal beneficiaries are likely to receive the new payment in the same way as their normal benefits, noting that it will announce a payment date for that group soon.

Dependents will qualify for more money than ever with the third round of checks

For the first stimulus check under the CARES Act, qualified people with dependents aged 16 and under were eligible for up to $ 500 per dependent child, but not all actually received that extra money. For the second stimulus, check, as long as your children are 16 years or younger, they contributed $ 600 to the final total of their family’s second stimulus check.

THE third stimulus check changes the rules and does dependents of all eligible ages for up to $ 1,400 each which will apply to the full family payment, not just to children under 17. That includes older adult relatives and college-age children as well.

Here’s who the IRS considers a adult to receive their own stimulus check.

If you’re still losing money on the first two stimulus checks and don’t declare taxes, here’s what you’ll have to do

According to the IRS, people who receive Social Security, SSDI, SSI and Railway Retirement benefits, as well as Veterans Affairs beneficiaries, were automatically eligible for the first two stimulus payments. If you receive these federal benefits as your only form of income, you were not required to file a federal income tax return in 2018 or 2019. According to the CARES Act passed in March 2020, you should have received a stimulus check automatically (there is no need to file a simple tax return, as the IRS had originally said).

If that money hasn’t arrived, it’s possible that you may have a payment provided for alimony or to pay a specific type of creditor, but the rules have changed with a second check. However, a The IRS error can also be a potential culpritor that the IRS needed more information about your eligibility.

To receive your money now, you will need to claim the additional amount as part of the 2020 fiscal season, using the Recovery discount credit. Until if you don’t usually file taxes, you will have to do this to obtain these funds.

In some cases – as if you received a letter from the IRS confirming that your payment was sent, but you never received the money – it may be necessary contact the IRS to request a payment tracking.

The IRS said that you can create and verify an IRS account to see more information about the first two payments.

How to claim lost stimulus money for your dependents

If you used the IRS Non-Filers tool from May 5 to August 15, 2020, the IRS must have automatically issued the update payment to your dependents in October 2020. If you received your original stimulus money by direct deposit, you should have received the upgrade payment in the same way. Others would have received it in the mail.

If you requested money from the missing dependent by November 21, 2020, the payment should have arrived in late 2020 in the same way that you received your first payment (probably by direct deposit or by post). If you missed the deadline, your check must be included in your 2020 income tax declaration in 2021, if you apply for a Recovery Discount Credit.

To check the status of your payment or your dependent’s payment for the first or second payment, you can check your IRS account.

If you are an SSI or SSDI recipient who does not reside in the USA, here’s what you need to know

If you are a Social Security beneficiary with an address abroad, whose monthly benefit is deposited in a bank account abroad, you should receive your third stimulus payment as a check in the mail. (The IRS generally does not deposit money in foreign banks.)

If you live abroad, but receive your monthly benefits through a United States bank, you must have received your first two payments by direct deposit to that account. If you have not yet received your money, it must be claimed as part of an income tax return. To discover everything you need to know about stimulus checks, citizenship and living abroad here.

Here’s everything we know about third stimulus checks, including how track your new payment.

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